# Borrower Features Crypto Loans are designed to incorporate different requirements of borrowers as well. The following capabilities are provided for the borrowers: * Applying for POS funding * Down payment * Full payment * Applying for a direct loan * Choice to select the best loan offer possible(CeFi or DeFi) as per the need. For more questions, click [here](https://app.gitbook.com/o/Qf5xTwU8tzrOaPc06T5A/s/R8K6biUJl6Sez17WdBXa/~/changes/pf9ufL8FL3uESOG0cRvc/training-tools-and-libraries/faqs/crypto-secured-loans). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.ciondigital.com/en/platform-capabilities/crypto-loans/borrower-features.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.