> For the complete documentation index, see [llms.txt](https://docs.ciondigital.com/en/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ciondigital.com/en/platform-capabilities/crypto-loans/borrower-features.md).

# Borrower Features

Crypto Loans are designed to incorporate different requirements of borrowers as well. The following capabilities are provided for the borrowers:

* Applying for POS funding
  * Down payment
  * Full payment
* Applying for a direct loan
* Choice to select the best loan offer possible(CeFi or DeFi) as per the need.

For more questions, click [here](https://app.gitbook.com/o/Qf5xTwU8tzrOaPc06T5A/s/R8K6biUJl6Sez17WdBXa/~/changes/pf9ufL8FL3uESOG0cRvc/training-tools-and-libraries/faqs/crypto-secured-loans).